Wednesday, 3 February 2010

AmeriPlan Review Is Ameriplan USA

A WorkAmeriPlan is an American Corporation that provides its customers discounts in their medical expenses and is the largest program of its type in the country. It is not a health insurance plan but it’s a medical discount plan wherein once you enroll into their plan they provide you a list of doctors or pharmacies where you can get discounts on your medical bills. They claim to be the premier provider of healthcare packages in America. They are also known to provide home based jobs where you are given the role of a broker who sells these discount plans to the people with no health insurance. A huge percentage of the American population are devoid of legitimate health insurance plans owing to higher premiums, deductibles and co-payments charged by them.AmeriPlan USA ReviewComplaints about lost feedbacks and how an employee was not allowed to voice his/her opinion regarding any flaws of the company was also observed to be very prevalently practiced. Most of the doctors have withdrawn their collaboration with the corporation and people who are really ignorant about all these fail to double check on the names of doctors enlisted in their area who accept these discount cards. This company’s primary motive is to sell you a dream of selling the dream to others, to whom you need to be selling the dream in the first place. It’s a vicious cycle that never works on a positive note.The entire head office is run by members of the same family. The entire corporate staff comprises of the head broker’s siblings and relatives. There have been charges of disorganization and corruption at the core of the company. They sometimes make their brokers sell plans into a provider network where there are no doctors enrolled into this plan. They suspend their employees without prior notice and hold back the commissions owed to the broker. There have also been reports of instances where a customer is offered a credit card of $249.One of the things that people always seem to look for when examining any business opportunity is the name of the company "scam". So in this case they would type in "Ameriplan scam" or "Ameriplan USA scam".It is just human nature to really examine a business opportunity before you jump right in. And who can blame them? There are so many scumbags and scams that are out there, especially online, that just want to suck cash out of your pockets and put it into their own.I have seen my share of scams, and have actually done a good job avoiding being taken for a sucker and I'm here to tell you, Ameriplan is not a scam. Ameriplan has great products that help millions of individuals save money every year.Ameriplan has also produced multiple millionaires out of independent business owners that supply those products and bring on other Ameriplan home based business owners since they opened their doors back in 1992.I have also seen a lot of subject matter out there from ex- Ameriplan distributors that claim that Ameriplan is a scam or have posted a "rip-off report" and you are going to see comparable content on any network marketing/MLM business opportunity that has been in existance for any amount of time....and here is why. Ameriplan USA® is a nationwide company that provides discount plans on various medical services such as vision, dental and prescription care. The company is able to negotiate these savings because of its large membership base.Unfortunately in order to receive these discounts you have to pay a membership fee. Now in the past I think this was probably a great business model. I don't think most people would mind paying a membership fee if it meant the savings you would receive during the course of a year on your health care needs would outweigh the cost of the membership. The problem is nowadays there are so many stores including pharmacies that give you their own savings cards for free when shopping. I personally love my stop and shop saving card and save boat loads of money on my grocery shopping every year. And I've seen some medical discount cards that are free of cost. So is this really a sustainable business model? I think that's why they started adding all these other services to justify the cost of the plan.Not in my humble opinion. But the complaints listed above were my main issues with the Ameriplan Business Opportunity. The Ameriplan dental & health discount program really did work. So that part was not a scam. I was able to save on some of my vision care needs. But in terms of the Ameriplan work at home opportunity, it just wasn't right for me. It was way too expensive and time consuming for my taste. Does this mean that Ameriplan USA is a scam? No. But would I recommend it to others? I would, if you like being on the phone and know a lot of people that don't have health insurance or don't mind hunting these type of people down. But if you prefer to work at home online completely and have people actively looking for you to help them, then a work at home business as an affiliate/internet marketer is better.Can you make some big money with Ameriplan? Yes you can, because my up-line sure did! But she loved to be on the phone and most of her money was coming from recruiting other brokers. So keep that in mind. As I said earlier I joined Ameriplan USA twice and dropped it twice. Need I say more?You really need to be a telephone person to do well with the Ameriplan Work At Home opportunity. For me this wasn't very feasible. I had a full time job, run my websites and lastly I hate being on the phone. But I tried as much as possible to make it a totally online based business but it just wasn't feasible. If you're a telephone person then you may be able to do well with this opportunity.And finally their training and broker website was just too overwhelming and not user friendly. I always felt very lost with the information and maybe it's because I'm an idiot. My up-line did help me a lot but even with that I always felt overwhelmed. Furthermore I also felt Ameriplan was always trying to upsell you tools and services that were suppose to help you make more money. But shouldn't that stuff be free? Doesn't it make sense to provide these tools to me for free so I can make the company and myself more money? Maybe I'm asking for too much? Granted they do have a very impressive training support system but why offer so many up-sell options? That's why love a company like Wealthy Affiliate, everything is included and there are no surprises.
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